Live macro frame

The rate environment around every deal.

Treasury curve, SOFR, CPI, inflation expectations, macro regime, and lender appetite pulled into the same deterministic underwriting frame.

Live macro | just now
Updated 0s ago
10Y Treasury
live
4.48%
CRE cap-rate anchor
1: 0.0378; 2: 0.0409; 3: 0.0421; 4: 0.044800000000000006; 5: 0.049699999999999994Start: 0.0378End: 0.049699999999999994
SOFR
live
3.65%
floating-rate floor
1: 0.0378; 2: 0.0365; 3: 0.0409Start: 0.0378End: 0.0409
CPI YoY
live
4.17%
latest inflation print
1: 0.03; 2: 0.024; 3: 0.041666100000000005Start: 0.03End: 0.041666100000000005
5Y Breakeven
live
2.40%
inflation expectations
1: 0.02; 2: 0.024; 3: 0.041666100000000005Start: 0.02End: 0.041666100000000005
Rate Stack

Front end to long bond

+39 bps
3M
3.78%
SOFR
3.65%
2Y
4.09%
10Y
4.48%
30Y
4.97%
3M: liveSOFR: live2Y: live10Y: live30Y: live
Inflation Gap

Print versus baseline

+117 bps
CPI
4.17%
5Y breakeven
2.40%
UW baseline
3.00%
Curve Spreads

Mid-Cycle (Mixed Signals)

Slope
3M to 10Y+70 bps
2Y to 10Y+39 bps
5Y to 30Y+76 bps
Live Treasury Curve
Normal curve, 2Y to 10Y spread +39 bps
Live FRED
Treasury yield curveLine chart of Treasury yields across 3 month, 2 year, 5 year, 10 year, and 30 year tenors.3.43%3.90%4.38%4.85%5.32%3M2Y5Y10Y30Y10Y4.48% yield
Macro Regime

Mid-Cycle (Mixed Signals)

stable

Macro signals don't fit a clear cycle phase: 2Y-10Y slope 39 bps, CPI 4.17%, real policy rate -0.52%. Defaulting to mid-cycle framing. Stress-test the underwriting across both rate-up and rate-down scenarios since the macro direction isn't dispositive.

2Y-10Y
+39 bps
Real policy
-0.52%
Hold stance
neutral
CPI YoY
4.17%
Bank Lending Conditions

accommodative credit window

14 / 100
AccommodativeNeutralRestrictive

Composite lender appetite score 14/100. Accommodative regime. Banks competing for institutional CRE allocations; spreads tight, leverage available. Refi-window risk: low. Standard or favorable refi terms expected at maturity.

Real rate
-0.52%
10Y level
4.48%
Curve slope
+39 bps
Refi risk
low
Provenance
Treasury curvelive | 5 live | 0 fallback
SOFRlive | 1 live | 0 fallback
CPIlive | 1 live | 0 fallback
Inflation expectationslive | 1 live | 0 fallback
Public marketsfallback | 0 live | 4 fallback

Snapshot generated just now. Auto-refreshes every 5 minutes. FRED configured: yes. Fallback values remain deterministic and keep regression anchors stable.

Reviewable by design

Live data enters at the request boundary. The underwriting engine stays synchronous and deterministic, and every data point carries source, timestamp, and freshness.

Read Phase 3 methodology